cleaning carpets is a tedious task

6 Factors to Consider When Choosing Steam Cleaners

In this era, many people have shifted to steam cleaning since it is a fast way for keeping homes grime and dirt free. Steam cleaning is ideal for people with asthma and allergies as it uses water and heat to produce steam that removes dirt from non-heat sensitive surfaces thus does not cause respiratory problems.

Also, steam cleaners can be a good deal to help you save a lot of money for a long term. It is a good strategy for mould removal, and it’s non-toxic. Therefore, it is important to have a steam cleaner at home.

Here are some of the factors to consider when selecting a steam cleaner.

• Accessories

Steam cleaners come with accessories and attachments to be used on different surfaces.
These accessories help to sanitise different areas in the most convenient way. There are brands that offer more attachment and accessories.

Choose a brand which is of high quality and whose accessories can help you save a lot of cash because you will not have to buy them separately. If you intend to use your steam cleaner for a large number of spaces, items, and surfaces, then consider the accessories that come with the particular model.

See to it that the cleaner has the functionality or accessories that are in line with the purpose you intend to use it for.

• Size

karsher steam cleaner

Karsher steam cleaner

Steam cleaners are of different shapes, sizes, and weight.
There are those which are handheld while others are used as commercial units.
The size and shape vary from one model to another. Before you make a purchase, check out the cleaner’s dimensions and weight.

Knowing the overall weight and size will help you choose a comfortable cleaner for your household needs. Additionally, get to know where you will store the equipment before you buy it. Ensure there is enough space to keep it when you are not using it.

• Water and tank size

Water is a necessity for a steam cleaner to produce steam continuously. If you choose a steam cleaner, then you will be required to refill it with water more often. You might be required to refill even when you have not finished your cleaning job.

A larger water tank takes longer. However, they take more time to heat up. Compare different models and choose that whose size of water tank meets your preferences. Handheld cleaners and steam mops have smaller water tanks and do not take long to heat up.

• Cost

Cleaners come in different prices. The choice you make will have an influence on your price range. As such, you will need to have a budget. For instance, you can buy steam mops and handheld steam cleaners at reasonable prices.

Large steamers like cylinder cleaners are very pricey though they can be used for a variety of tasks and they might enable you to save time and money on cleaning products. Let your decision be guided by how often you intend to use the cleaner. Go for a nicer unit if you plan to do the cleaning often.

• Ease of use

It is easier to work with a lighter cleaner than a heavier one. However, you need to keep in mind that larger cleaners provide deeper cleaning than medium ones.

You must address this issue before you consider settling on a particular model. It is advisable to choose a larger device if you want equipment to provide a deep cleaning.

• Combination models

Some models mix two cleaners in one. For instance, there are steam mops that have a handheld steam cleaner.

Such cleaners that combine two models are ideal if you want to save on storage space in your closet. If you want tout savoir sur les nettoyeurs vapeur visit this Twitter account of Mon Nettoyeur

remodelling ideas for your sale

Adding Value to your Home

Today we go over a few ways you can add value to your house of residence if you are looking to sell it.

When selling real estate, it all comes down to the added value and the Return On Investment you expect.

The Importance of Roofing

When renovating a house, you want to make sure you get the foundations right (and by foundations I mean the roof and the ground work).

A roof in working order is essential and you should always consider energy efficiency when upgrading your existing roof. Proper maintenance and plumbing helps as you want to make sure your roof can withstand harsh elements!

You can play with different materials to give your house a different look and feel for the potential buyer.

Bathroom and toilets

The bathroom is the place where we spend the most time in a house (with the bedroom of course) and is a great way to add value to your house.

Having a well designed and enjoyable bathroom is going to incredibly increase the ROI on your sale.

You can expect to add an extra 10 to 20 percent value to your home by renovating your bathroom or shower and using quality materials.

Kitchen

The kitchen is seen as the hearth of your home and will greatly impact the reselling price as some buyers base their offer on it.

You can change your flooring and benchtops, upgrade your appliances or furniture. Bigger remodelling jobs would include working your your kitchen layout, upgrading the plumbing and electricity and materials!

Outdoor area

The outside area, whether it is a balcony, a deck or a patio will add a special touch to your property and make it rather unique in the buyers eyes!

 

Browse through the following infographic to know more:

The price of Furniture Removals: What You Need to Know.

Removals are always a very cumbersome process that requires time, effort and a great capacity for organization. Not in vain, the transport of your belongings can be rather delicate, and more if it is an office with lots of files and important documents. Consequently, it is best to leave the process in the hands of professionals.

When approaching a relocation, many people tend to be worried, and, we tend to get many questions related to moving prices. For this reason, we will give you a set of keys so you can overtake what you’ll need to spend and, furthermore, know where you can save some cash in the process, which certainly never hurt…

Obviously, the complexity of the move will depend on factors such as the size of the place, the number of items to be transported or the distance between the point of origin and destination. In the latter case, it is not uncommon to proceed to rent a storage room or small stores to deposit most of the items from the old place.

However, this is not the only thing to consider the volume of housing, and the objects should be taken into account as well as other factors that will determine prices of the move. For example, the number of workers that will be needed for this purpose, the type of objects to be transported. However, also the ease of disassembling the various furniture and the ease of access to the home and the area in which you are located.

With the factors mentioned above you will be able to get an idea of how much a moving will cost although there are still more things to factor in. Thus, the first of them is the existence or not of an elevator in the house, something that will lower the budget because of its convenience. Finally, the packing of objects is also crucial since if you make it you can save the payment of this service.

In short, these are the main factors that will determine the moving prices, so if you have them in mind from the beginning you’ll get a pretty good idea of how much it can cost you. Something that will save you headaches and worries that, in addition, will help you get organized conveniently.

Whatever it is, just hiring any moving company will not prevent you from running into troubles. The transfer of tables, chairs, cabinets and other items does not present major drawback, but with the right professionals you will make sure all possible setbacks are covered. Obviously, it is common for homeowners to join the moving team to give directions and indicate how you want the furniture to be arranged. This way the comfort and tranquility may be greater.

invest in the USA

Chinese Property Buyers: 57% of Chinese People In France are Good Real Estate Investors

chinese investorsThere are less than 12 months, the Chinese government was shocked when the results of a comprehensive study of affluent Chinese have been published. The organisations behind the survey are very respectable, Bain & Co and the China Merchant Bank.

The survey found that many agents in the world had ever felt that rich Chinese, for various reasons, wanted to leave China, and believe that buying a property abroad would allow them to escape.

Many wealthy Chinese are looking to leave the mother land, here is the example of Amanda Sun to better understand this phenomenon.

Amanda Sun bought three houses a 4-million euro value on the French Riviera after having visited once as a tourist.

Sun is Chinese, 43 years old and owner of a small business, according to an article in a newspaper. It is typical of Chinese buyers that have saved many European developers and agents to lower prices over the past two years.

57% of affluent Chinese have considered immigration to buy real estate properties abroad. About 20% actually completed immigration procedures in countries such as Australia, the USA and France, or plan to do so soon.

These percentages represent a significant number of people, because China is the fourth country in the world in terms of the affluent. Each year, the cohort is growing by nearly 10%. According to Hurun, France is still the most visited country in the world by the Chinese, who enjoy the French luxury. Also according to Hurun, France could become in 2015 one of the preferred destinations by the Chinese for our immigrants and education of their children.

Even if they set their roots in France, Chinese as Sun will also keep a presence in China. For example, the published study shows that 85% plan to keep their Chinese passports. Often women and children live abroad, while the husband spends most of his time in China. Chinese emigrants could still run businesses in China. They generally travel abroad for their children. They think that Western schools and universities are better than their Chinese counterparts, and that life abroad would give their children an advantage.

A residence abroad may also be helpful if China would go through policy changes, such as new taxes on wealth or social unrest. China is a rapidly changing country. Riots, strikes and protests have doubled over the last five years. Emigration and education of children are only two reasons why wealthy Chinese buy goods in France. The third is investment.

Sun thinks that in France “the legal system is better.” She plans to emigrate to France to live in one of its new homes and find tenants for the other two.

Real estate investing is also a risk diversification. Instead of just investing in real estate in China, the Chinese put some of their money abroad so they do not lose everything if the Chinese real estate market is going down. Chinese parents often buy apartments for their children studying in France. In the Latin Quarter (5th arrondissement), a Chinese recently bought a 1.7 million euros apartment to serve as student housing.

Chinese love brands that convey the seriousness and safety. French promoters and real estate agents must develop their brands around Chinese people to win their trust.

Commercial and Residential Real Estate in Canada

The Canadian real estate market, both residential and commercial, has known some good years since the beginning of the new millennium so that the Canadian real estate remains, even nowadays, a class of privileged market for national and international investors.

Indeed and in spite of a market of unequal intensity from one side to the other of the country and characterized by a certain decline of the indicators of the sector, the Canadian real estate market remains relatively robust, in particular because of the weakness of mortgage rates and a relatively strong economic growth.

However, whether it is to acquire a building for personal purposes, real estate speculation, to generate income from rents in the long term or to simply operate a business, there are many tax implications that may negatively affect performance of such an investment, in particular for the one who does not reside in Canada.

In this regard, a taxation plan adapted to the circumstances and the needs of the investor participated without a doubt to an adequate management of risks inherent in such an investment.

The objective pursued by the present is of course, not the one to draw up an exhaustive list of all the possible tax implications nor the one to deal with all types of taxation plan feasible to avoid them, but to briefly state some of the latter in order to illustrate the importance of a taxation plan upstream of the real estate investment projected.

  1. Main Structures of Basic Investment
  2. The Detention of a Building by an Individual Non-Resident
  3. Commercial Building

Although nothing prevents an individual non-resident of Canada to hold directly a commercial building, the gross rents collected will be subject to a withholding tax of 25% at the federal.[i].

This individual may, however, make the choice to be rather taxed on the net rental income at the federal[ii]. In Quebec, the investor would not be subject to any tax on income since not living in Quebec at the end of the year.

On the practical level, however, the detention of a commercial building directly by an individual is generally not recommended due to the risks associated with civil liability.

  1. Residential Building

Contrary to a Canadian resident who owns a residential building as their main residence, the individual non-resident of Canada will not qualify for the exemption on the capital gain generated during the resale of a main residence.

  1. The detention of Property by a Legal Person
  2. Legal Person Residing in Canada

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The rental income generated by a building owned by a legal person residing in Canada but controlled by non-residents will be subject to a tax on income both at the federal and provincial level, as well as to the tax on the capital of Quebec, when appropriate.

With respect to the repatriation of profits in the form of dividends to non-resident shareholders, it will generally provide with a deduction equal to 25% of the declared dividend and at least that the country of residence of the stockholders is signatory with Canada, of a tax convention having generally for effect to bring this restraint to 5 %, 10 % or 15 % depending on the circumstances, which is particularly the case for the majority of the countries of the European area.

  1. Legal Person Not Resident in Canada

Gross rents collected by a legal person non-resident of Canada are subject to a withholding tax of 25 %.  In addition, although the latter is not a resident of Quebec, it will be deemed to be a property for tax purposes if it is the owner of a building used primarily for the purpose of gaining or producing income from rents. It will be therefore subject to income tax as well as capital tax.

  1. The Detention of a Building by a Canadian “Partnership”

 

It is also possible to carry out a real estate investment through the mean of a Canadian society of people (“partnership”), which does not constitute a separate legal entity but rather a grouping of people with a common goal, to operate a commercial activity for profit purposes.

For tax purposes, this partnership will be deemed to be a separate person only for the purposes of calculating the income. Once determined, the latter will be apportioned among the partners of the partnership which will include it in the calculation of their own income.

The fiscal impacts associated with this vehicle will therefore be determined according to the legal status of each of the associated which can be as much of the natural or legal persons. To the extent that only Canadian residents can be associated within the partnership so that the latter may maintain its status as a Canadian partnership, a more complex structure might need to be put in place.

  1. The Financing of a Building by a Non-Resident

According to the relevant measures currently in force, a payment of interest made by a Canadian resident in favour of a non-resident is no longer, except exception, subject to a withholding tax.

The federal act contains however to the thin capitalization rules which are applicable to legal Canadian persons borrowing from foreign corporations with which they have a relationship of dependency. In general, these rules limit the ratio of capitalization borrowed versus the own capital of the legal with person to a ratio of 2 to 1. Any excess of this ratio has the effect of limiting the deductibility of interest which are paid by the legal Canadian person to the foreign corporation being linked to. On the practical level, these rules require therefore this foreign corporation to finance at least a third of the Canadian legal person with whom it is linked by means of a financing in the form of equity capital rather than by means of a loan.

google glass

The first Real Estate Application for the Google Glasses

Everyone has heard of Google Glasses project. These interactive glasses using augmented reality to guide us in our lives every day.

Check out the video one of the first applications in real estate already available for signed Trulia Google Glasses.

Specifically, the application allows:

– To have a notification when you approach a house that meets your search criteria! Because you have already defined your search criteria.

– In view directly in Googles Glasses listings nearby

– To hear the description of the property (dictated by the Google Glasses)

– Save properties to your Trulia account

– Get directions to the property you selected

– To call or send an email directly to the real estate agent

What do you think of this new technology? What do you think about new challenges for real estate professionals? What applications can we imagine for this sector?

Park Guell in Barcelona, Spain.

Real Estate in Europe: Should you invest in a property in Spain?

In four years, housing prices have dropped around 25% in the Iberian Peninsula. And the decline could continue at least until 2016.

Here is an article about the opportunities to seize and pitfalls to avoid.

A house with three bedrooms, close to the sea in the region of Valencia, on sale for 110,000 euros … the value of a condominium in an average city in the USA. Since 2008, housing prices have fallen dramatically in Spain. Foreign customers are very fond of real estate investing, in recent years, the Spanish real estate market has become really attractive.

Leading buyers are, “the English, the Germans, the Northern Europeans and the Russians,” says Marc Dormond, an expert in real estate and holder of the chair in real estate and society at Boston Management School. Europeans and even north americans, should also take this opportunity to own a property in Spain? Our responses.

How much prices have fallen?

After more than doubled (+ 175%) in ten years, real estate prices collapsed with the bursting of the bubble in 2008. “At first, the decline was very pronounced, it was 7.5% every year, and it rose to around 6.3%, “says Dan Forman, an economist at the OFCE. To meet up to 7.8% in 2012, the fourth year of consecutive decline. Since the bursting of the bubble, “prices were down 20% in Barcelona, from 23% in Andalusia, 27% in the Balearic and Canary Islands,” said Matt Tran. “The decline is even more pronounced in the coastal areas of the Mediterranean as the Costa del Sol, where it is 40%,” said Daniele Ortiz, a local real estate agent. Over the whole of Spain, the price per square meter is around 2050 euros per m2, against 2,784 euros in France for example. It is around 2540 euros in the capital, while it is 9390 euros in Paris for example …

Will the decline continue?

Spain_HomesThe market will continue to correct itself, particularly because of the surplus housing stock which is estimated at over 750,000 (new and old). Added to this is the economic and financial crisis is still raging, aggravated by the austerity plans. All indicators are red: the unemployment rate soar, foreclosures are increasing, and builders are closing the door …

The number of transactions continues to fall: -38% in February compared to February 2013, reported Wednesday the National Statistics Institute in Spain.

Result, “the decline in prices could square meter to around 1370 euros by 2014,”. A view shared by many analysts “if the economy does not improve, the market will continue to fall from 6 to 16% depending on the region in the next three years.”

Where can you make good business?

Spanish professionals agree on the fact that it is advisable to wait for falling prices in areas where there is excess demand as the Costa del Sol. However, this is the right time to invest “in an area where demand is not surplus and rare.” This is the case in Formentera and Ibiza where “prices are at their lowest.”

For large capitals such as Barcelona and Madrid, it’s time to make a move. “The Spanish property market has never been more attractive to the foreigners. In the regions of Catalonia, Valencia, Andalusia, Seville-which represent 55% of sales-buyer can find good opportunities for luxury properties in good locations. “Example to support a 57m2 apartment bought on the Ramblas, the main street in the heart of Barcelona, recently concluded 138 000.

“Prices in Barcelona and Madrid are two to three times cheaper than in Paris for similar goods” M.Dormond says.

Another reason to invest: the property tax remains 25% less expensive in Spain than in other European countries. Finally, cases are possible because the time is at a discount. The bear market leaves room for negotiation. “You have to negotiate prices and make aggressive offers,” said M.Dormond. It is for this reason, he said, that we should not wait until the fall. “Facing a hurry vendors such as banks, buyers have hand and discounts can range from 13 to 22%,” added M.Dormond. Before continuing, “Crisis forces, banks must make further concessions to close the sale.” To know more visit this website

What are the pitfalls?

You must of course invest in an excellent location, especially if it is a rental investment. The ideal scenario is to buy near the capital city, the nightlife and culture, but also in a quality built. Remember that Spain has built housing massively. In 2003, Iberia has built 785,000 homes, the same as France and Great Britain together, when it was only a 40 million inhabitants country. Result, there is the so-called “ghost towns” as El quinon, near Cordoba, the newspaper reported the Echo. These places are to flee, as homes in the coastal regions. The prime example is the Costa del Sol, where many buildings from the seventies, close to the coast have many default and are of poor quality. As proof, they have undergone significant discounts.

What are the right steps to invest?

To make a good investment, it is advisable first to go there, “the more we know the local market, the more credible to negotiate prices,” advises M.Dormond. Then, do not hesitate to get help from a lawyer on site.

Ready to make a move? Here is what the Spanish coast look like…

spain

European flag

Real estate: prices will go up in Europe!

Spanish propertiesThe biggest real estate experts have predicted a rise in property prices in Europe in 2015 and in 2016. The housing shortage and low rates will support the market.

While a drop in the cost of property is delayed widespread in Europe, prices are expected to reverse grow in 2015 (+ 1%) and 2016 (+ 2%), according to the rating agency Standard & Poor’s (S & P). Certainly, in 2014, prices should gradually fall to 3.5% according to S & P, but the economic fundamentals of the French real estate market should bounce back in 2015 and supporting prices on the rise, according to the rating agency.

The severe lack of housing in some EU countries

To justify this statement, it highlights several features of the property market Europeen. First the structural housing shortage. Thus in 2013, “housing starts reached their lowest level since the year 2001 to 370,000 units, down 25% from the previous year. Even as the INSEE figures indicate that potential demand for housing is slightly lower 3500.000 per year. ”

This deficit of dwellings in Europe is particularly acute in large cities where the main activity centers are located as “London and Lausanne.” In such places, land is in dire need to build new housing.

Historically low interest rates

Then, these experts justify a future price increase by the level of gross interest rates historically low, which significantly drive the market upwards. Indeed, as often, “highly accommodative monetary policies of central banks support a recovery in real estate prices,” say they.

Moreover, price developments forecasts for the coming years will very much depend on the level of interest rates on housing loans. If they were to grow strongly, the risk of housing price decline should not be underestimated, said John Flanagan.

The appetite for home ownership

Finally, in Europe, although growth will resume slowly and that unemployment will decline slightly, the housing market remains supported by the strong attachment Europeans to real property. Especially since only 47% of households in Europe own, against 57% on average over the old continent.
Enough to supply the demand for housing in the coming years and consequently slight price increases for 2015 and 2016.

If you are after real estate in Europe, we strongly recommend this link

Real estate 2014 trends

Residential Real Estate: 2014 Year in Review

property market-heriThe consulting firm Knight Frank has released the Wealth Report 2014, a comprehensive study of the global property markets.

The Wealth Report 2014 draws up a ranking of the most expensive real estate markets in the world.

This ranking is based on the SHOCAP index (Prime International Residential Index), the first international index of residential housing.

Top 10 of the most expensive cities in the world in 2014

Monaco is still at the top of the list. Thus, it will cost you $ 1 million to acquire a 15 sqm apartment in the principality!

Acquirable surface area for $ 1 million:

1 – Monaco, Europe: 15 sq m
2 – Hong Kong, Asia-Pacific: 20.5 sq m
3 – London, Europe: 25.3 sq m
4 – Singapore, Asia-Pacific:  32.7 sq m
5 – Geneva, Europe: 34.6 sq m
6 – New York, Asia-Pacific: 40.4 sq m
7 – Sydney, Asia-Pacific: 41.3 sq m
8 – Paris, Europe: 41.8 sq m
9 – Moscow, Europe: 44 sq m
10 – Shanghai, Asia-Pacific: 46.2 sq m

Top 10 of the strongest price rises in 2014

According to the survey, Asian property markets are booming.

1 – Jakarta: 36.2%
2 – Auckland: 27.1%
3 – Bali: 21.7%
4 – Christchurch: 20.8%
5 – Dublin: 16.9%
6 – Peking: 16.4%
7 – Dubai: 16.1%
8 – Abu Dhabi: 14.6%
9 – Guangzhou: 13.6%
10 – Los Angeles: 13.2%

Top 10 of the most significant price drops in 2014

On the contrary, the European real estate markets are generally down. 28 European cities experienced a price drop including Paris (- 4% ), Marrakesh (%) and Milan (10%).

1 – Provence, Europe: -6%
2 – English Virgin Islands, Caribbean: -7%
3 – Cyprus, Europe: -7%
4 – Val d’Isere, Europe: -7%
5 – Geneva, Europe: -8%
6 – St Moritz, Europe: -9%
7 – Evian, Europe: -10%
8 – Dordogne, Europe: -10%
9 – Crans Montana, Europe: -10%
10 – Sardinia, Europe: -10%

 Find more about real estate properties