10 ideas to decorate your spa

Having a spa at home means enjoying a privileged space at home. Good bye nuisances, muscular tensions and stress. Hello serenity and relaxation! As a haven of peace, your spa deserves a custom decoration to create the atmosphere that suits you and soothes you.

Here are 10 ideas to decorate your spa!

The Mediterranean earthenware wall

The Portuguese Azulejos mosaics, the Moroccan Zelliges, the Andalusian faiences… so many sunny inspirations that inspire us a dream hammam.

Tip: for more modernity, mix the earthenware with marble details.

The wooden ladder

To lay your fouta or your hammam sheet, the wooden ladder is the trendy and inexpensive detail of the moment. It can be used as a towel dryer and in combination with other spa accessories. The idea is to modulate the space in a practical and refined way, to stay in a place conducive to relaxation.

wooden ladder

Silver hammam bowls

The hammam and the spa are two worlds close by their use and their rituals. The silver hammam bowls, useful by nature, can be combined with candles and lanterns for a sifted atmosphere 100% chic.

Wooden walls

Natural and timeless, wood interferes with interior spas in style. In light or darker shades, it adapts to various decorative styles: bohemian, vegetal or ethnic for example.

Plants for a “jungle” atmosphere

Tropical plants, greasy plants, cacti… To decorate your spa, you can create your own garden of Eden by varying species and sizes.

Slate, ecological and Zen

Light grey, anthracite, black… slate is the promise of a natural and chic spa that lasts in humidity and allows a cosy atmosphere.

Stones and flowers for colour

Flowers floating, stones at the edge of the bathtub: in perspective, colour! For flowers, choose your favourite varieties and let them float as you wish. On the stone side, find out about the properties of the stones you have near your spa. For example, amber, pink quartz or white opal will have a radiation conducive to inner calm and comfort. On the contrary, citrine, jasper or sunstone are more likely to energize you.

wooden accessories

Wood accessories

The wood can interfere in your spa for a rustic and natural effect in the air of time! A bench, containers, a massage brush, candles, decorative objects… do not skimp on details!

The rustic soap basket

this sink could use some cleaning

The 10 worst germs nests in the house

From the kitchen sponge to the toothbrush to the TV remote control, the dirtiest place in the house is not necessarily the place you think it is. Here are ten objects that are best kept clean because they are known to harbor microorganisms of all kinds.

Toilets the dirtiest place in the house? Not necessarily… Kitchen, bathroom, and office can also accommodate an abundance of various microorganisms. We have selected ten objects that have been examined by scientists because they are rich in microbes.

The kitchen sponge

In 2017, a study published in Scientific Reports analyzed the microbiome present on kitchen sponges and found significant amounts of Acinetobacter, Moraxella and Chryseobacterium bacteria. Researchers suggest that kitchen sponges should be changed regularly, once a week.

The refrigerator

In 2013, a study looked for the places in the kitchen with the most germs. In front of kitchen utensils, the refrigerator appears as the main microbial nest, with its fruit and vegetable or meat compartments. It needs to be clean because micro-organisms in the refrigerator can contaminate food and lead to food poisoning.

crazy dirty house

L’évier

In 2011, microbiologists from NSF, an American public health agency, studied germs in 22 families. Often participants thought the bathroom was the most at risk when in fact it was the kitchen. Scientists looked for coliform bacteria, a group of bacteria including Escherichia colour Salmonella, which can be a sign of fecal contamination. Sponges and rags were the most frequently contaminated objects in the kitchen in front of the sink.

The kitchen worktop

In the same study as before, after the sponge and sink in the kitchen, the work surface was the area most often contaminated with coliform bacteria.

The cutting board

In the same 2011 study, the cutting board was the fourth microbe nest in the kitchen after the sponges, sink, and worktop.

The toothbrush

In the 2011 NSF study, toothbrushes were the most frequently contaminated objects in the bathroom, in front of gloves.

Toys

In 2013, an American study showed that children’s stuffed animals are fearsome bacteria nests. 80% of the stuffed animals tested had dangerous germs: pneumococci!

The remote control of the television

Touched by all the fingers of the household, the remote control is also an object capable of collecting micro-organisms. In the same Virginia University study, remote controls were 50% contaminated with germs.

The computer keyboard

A 2009 study of university computer keyboards showed that those used by different people are particularly at risk. The authors recommend cleaning keyboards regularly, especially if several people use them.

amazing home renovations

This cooling paint will revolutionize life on Earth and Space.

The painting that transforms the sun into air conditioning is the discovery that researchers have made. The more sunshine it receives, the more it refreshes the walls. All this without electricity. We explain the concept to you.

Improve your interior

What if the Sun becomes an air conditioner?

both earth and spaceThis is the question that can be asked with this high-tech paint that cools down when exposed to sunlight. It cools the interior of your home by repelling the rays emitted by the Sun. In hot regions, such as North Africa or Greece, this millennial practice makes it possible, by reflecting sunlight, to air-condition the interior of buildings, especially during the height of summer.

The company that developed this product is Israeli and is called SolCold. The innovation takes the form of a coating that can be painted on the roofs of buildings, which is then activated by the sun.

Painting a known method for cooling

If this technology developed by SolCold is a first in the building industry, the technology itself is not at a standstill. Recently, American authorities used this paint to cool urban centers. In Los Angeles, for example, roads were coated with white paint to help cool the area as record temperatures skyrocketed.

Cooling all buildings in this way would save a lot of money. This paint can drop the temperature of a room by 10° in direct sunlight! It means that in summer, we will need less cooling and therefore we will save energy.

Earth and Space

new generation cooling paintsThe use of paint could not be limited to our planet: it could solve the major challenge of cooling objects in space. It may seem counter-intuitive given the freezing temperatures, but the problem is that there is no air to evacuate heat from an object.

Currently, the ISS uses a reflective fabric to avoid sunlight and internal heat exchangers to remove excess heat produced by the equipment. This technology could satisfy life on Earth and in space.

However, it is not yet marketed. But we already know it won’t be cheap. It will cost about 400$ per 100 square meters. That is 3 to 4 times more than a traditional exterior paint. But the prices of this ecological and economic innovation are expected to drop rapidly.

The price of Furniture Removals: What You Need to Know.

Removals are always a very cumbersome process that requires time, effort and a great capacity for organization. Not in vain, the transport of your belongings can be rather delicate, and more if it is an office with lots of files and important documents. Consequently, it is best to leave the process in the hands of professionals.

When approaching a relocation, many people tend to be worried, and, we tend to get many questions related to moving prices. For this reason, we will give you a set of keys so you can overtake what you’ll need to spend and, furthermore, know where you can save some cash in the process, which certainly never hurt…

Obviously, the complexity of the move will depend on factors such as the size of the place, the number of items to be transported or the distance between the point of origin and destination. In the latter case, it is not uncommon to proceed to rent a storage room or small stores to deposit most of the items from the old place.

However, this is not the only thing to consider the volume of housing, and the objects should be taken into account as well as other factors that will determine prices of the move. For example, the number of workers that will be needed for this purpose, the type of objects to be transported. However, also the ease of disassembling the various furniture and the ease of access to the home and the area in which you are located.

With the factors mentioned above you will be able to get an idea of how much a moving will cost although there are still more things to factor in. Thus, the first of them is the existence or not of an elevator in the house, something that will lower the budget because of its convenience. Finally, the packing of objects is also crucial since if you make it you can save the payment of this service.

In short, these are the main factors that will determine the moving prices, so if you have them in mind from the beginning you’ll get a pretty good idea of how much it can cost you. Something that will save you headaches and worries that, in addition, will help you get organized conveniently.

Whatever it is, just hiring any moving company will not prevent you from running into troubles. The transfer of tables, chairs, cabinets and other items does not present major drawback, but with the right professionals you will make sure all possible setbacks are covered. Obviously, it is common for homeowners to join the moving team to give directions and indicate how you want the furniture to be arranged. This way the comfort and tranquility may be greater.

invest in the USA

Chinese Property Buyers: 57% of Chinese People In France are Good Real Estate Investors

chinese investorsThere are less than 12 months, the Chinese government was shocked when the results of a comprehensive study of affluent Chinese have been published. The organisations behind the survey are very respectable, Bain & Co and the China Merchant Bank.

The survey found that many agents in the world had ever felt that rich Chinese, for various reasons, wanted to leave China, and believe that buying a property abroad would allow them to escape.

Many wealthy Chinese are looking to leave the mother land, here is the example of Amanda Sun to better understand this phenomenon.

Amanda Sun bought three houses a 4-million euro value on the French Riviera after having visited once as a tourist.

Sun is Chinese, 43 years old and owner of a small business, according to an article in a newspaper. It is typical of Chinese buyers that have saved many European developers and agents to lower prices over the past two years.

57% of affluent Chinese have considered immigration to buy real estate properties abroad. About 20% actually completed immigration procedures in countries such as Australia, the USA and France, or plan to do so soon.

These percentages represent a significant number of people, because China is the fourth country in the world in terms of the affluent. Each year, the cohort is growing by nearly 10%. According to Hurun, France is still the most visited country in the world by the Chinese, who enjoy the French luxury. Also according to Hurun, France could become in 2015 one of the preferred destinations by the Chinese for our immigrants and education of their children.

Even if they set their roots in France, Chinese as Sun will also keep a presence in China. For example, the published study shows that 85% plan to keep their Chinese passports. Often women and children live abroad, while the husband spends most of his time in China. Chinese emigrants could still run businesses in China. They generally travel abroad for their children. They think that Western schools and universities are better than their Chinese counterparts, and that life abroad would give their children an advantage.

A residence abroad may also be helpful if China would go through policy changes, such as new taxes on wealth or social unrest. China is a rapidly changing country. Riots, strikes and protests have doubled over the last five years. Emigration and education of children are only two reasons why wealthy Chinese buy goods in France. The third is investment.

Sun thinks that in France “the legal system is better.” She plans to emigrate to France to live in one of its new homes and find tenants for the other two.

Real estate investing is also a risk diversification. Instead of just investing in real estate in China, the Chinese put some of their money abroad so they do not lose everything if the Chinese real estate market is going down. Chinese parents often buy apartments for their children studying in France. In the Latin Quarter (5th arrondissement), a Chinese recently bought a 1.7 million euros apartment to serve as student housing.

Chinese love brands that convey the seriousness and safety. French promoters and real estate agents must develop their brands around Chinese people to win their trust.

Commercial and Residential Real Estate in Canada

The Canadian real estate market, both residential and commercial, has known some good years since the beginning of the new millennium so that the Canadian real estate remains, even nowadays, a class of privileged market for national and international investors.

Indeed and in spite of a market of unequal intensity from one side to the other of the country and characterized by a certain decline of the indicators of the sector, the Canadian real estate market remains relatively robust, in particular because of the weakness of mortgage rates and a relatively strong economic growth.

However, whether it is to acquire a building for personal purposes, real estate speculation, to generate income from rents in the long term or to simply operate a business, there are many tax implications that may negatively affect performance of such an investment, in particular for the one who does not reside in Canada.

In this regard, a taxation plan adapted to the circumstances and the needs of the investor participated without a doubt to an adequate management of risks inherent in such an investment.

The objective pursued by the present is of course, not the one to draw up an exhaustive list of all the possible tax implications nor the one to deal with all types of taxation plan feasible to avoid them, but to briefly state some of the latter in order to illustrate the importance of a taxation plan upstream of the real estate investment projected.

  1. Main Structures of Basic Investment
  2. The Detention of a Building by an Individual Non-Resident
  3. Commercial Building

Although nothing prevents an individual non-resident of Canada to hold directly a commercial building, the gross rents collected will be subject to a withholding tax of 25% at the federal.[i].

This individual may, however, make the choice to be rather taxed on the net rental income at the federal[ii]. In Quebec, the investor would not be subject to any tax on income since not living in Quebec at the end of the year.

On the practical level, however, the detention of a commercial building directly by an individual is generally not recommended due to the risks associated with civil liability.

  1. Residential Building

Contrary to a Canadian resident who owns a residential building as their main residence, the individual non-resident of Canada will not qualify for the exemption on the capital gain generated during the resale of a main residence.

  1. The detention of Property by a Legal Person
  2. Legal Person Residing in Canada

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The rental income generated by a building owned by a legal person residing in Canada but controlled by non-residents will be subject to a tax on income both at the federal and provincial level, as well as to the tax on the capital of Quebec, when appropriate.

With respect to the repatriation of profits in the form of dividends to non-resident shareholders, it will generally provide with a deduction equal to 25% of the declared dividend and at least that the country of residence of the stockholders is signatory with Canada, of a tax convention having generally for effect to bring this restraint to 5 %, 10 % or 15 % depending on the circumstances, which is particularly the case for the majority of the countries of the European area.

  1. Legal Person Not Resident in Canada

Gross rents collected by a legal person non-resident of Canada are subject to a withholding tax of 25 %.  In addition, although the latter is not a resident of Quebec, it will be deemed to be a property for tax purposes if it is the owner of a building used primarily for the purpose of gaining or producing income from rents. It will be therefore subject to income tax as well as capital tax.

  1. The Detention of a Building by a Canadian “Partnership”

 

It is also possible to carry out a real estate investment through the mean of a Canadian society of people (“partnership”), which does not constitute a separate legal entity but rather a grouping of people with a common goal, to operate a commercial activity for profit purposes.

For tax purposes, this partnership will be deemed to be a separate person only for the purposes of calculating the income. Once determined, the latter will be apportioned among the partners of the partnership which will include it in the calculation of their own income.

The fiscal impacts associated with this vehicle will therefore be determined according to the legal status of each of the associated which can be as much of the natural or legal persons. To the extent that only Canadian residents can be associated within the partnership so that the latter may maintain its status as a Canadian partnership, a more complex structure might need to be put in place.

  1. The Financing of a Building by a Non-Resident

According to the relevant measures currently in force, a payment of interest made by a Canadian resident in favour of a non-resident is no longer, except exception, subject to a withholding tax.

The federal act contains however to the thin capitalization rules which are applicable to legal Canadian persons borrowing from foreign corporations with which they have a relationship of dependency. In general, these rules limit the ratio of capitalization borrowed versus the own capital of the legal with person to a ratio of 2 to 1. Any excess of this ratio has the effect of limiting the deductibility of interest which are paid by the legal Canadian person to the foreign corporation being linked to. On the practical level, these rules require therefore this foreign corporation to finance at least a third of the Canadian legal person with whom it is linked by means of a financing in the form of equity capital rather than by means of a loan.